The Student Financial Assistance Agency (SFAA) of the Hong Kong SAR Government provides the following financial aid schemes to local needy students:

• Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)
  
• Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)
  
• Non-means-tested Loan Scheme (for full-time tertiary students who are NOT covered under the TSFS and FASP)

Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS) is a means-tested grant and loan scheme aiming at providing financial assistance to full-time local students (taking programmes and student places that are exclusively UGC-funded/publicly-funded). The level of assistance depends on family's financial circumstances. For details of the scheme, please refer to the homepage of Student Financial Assistance Agency.

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is also available to full-time local students (taking programmes and student places that are exclusively UGC-funded/publicly-funded) who have difficulty in applying the means-tested TSFS. It provides non-means-tested loans to students up to the amount of annual tuition fees. For details of NLS, please refer to the homepage of Student Financial Assistance Agency.

Local students who are taking self-financed local award-bearing programmes (either in full-time or part-time mode) and part-time exclusively UGC-funded/publicly-funded programmes and student places can apply for

Non-means-tested Loan Scheme (for eligible students who are NOT covered under the TSFS and FASP). For details, please refer to the homepage of Student Financial Assistance Agency.

Relevant Information

Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

NLS (for eligible students who are NOT covered under the TSFS and FASP)

Video for TSFS and NLS applications provided by SFAA

TSFS

NLSFT