A number of University Bursaries and Loans are available to local students who are studying full-time undergraduate programme or taking up an exclusively UGC-funded/publicly-funded student place of a recognized postgraduate programme and cannot get sufficient financial assistance under the Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS) provided by the Government Student Financial Assistance Agency because of unexpected financial difficulties or other special reasons.

As the University Bursaries and Loans are in general to supplement the TSFS provided by the Government, students should apply for the Government TSFS first.

The University Bursaries and Loans are open for applications in September. However, students with emergency needs arising from sudden change in financial conditions can also apply throughout the academic year.

Local students taking part-time UGC-funded undergraduate programmes may also apply for University Interest-free Loans.

Non-local students with financial difficulties may approach the Scholarships and Financial Aid Section to discuss their needs and seek advice or assistance as necessary.

Since Colleges also administer their own financial aid schemes, students are advised to check with their respective Colleges for details.

Some financial aid schemes are administered by outside organizations according to their own assessment criteria. Interested students are required to submit separate applications. For application details, please refer to "Applications Invited" section.